Our bank beater home loan
2.49% p.a / 2.49%* p.a
*Comparision rate
Terms and conditions apply
*Comparison rate is for an amount of $150,000 over 25 years. Conditions fees and charges apply to all loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
We have been lending since 1989.
As mortgage brokers, we pride ourselves on giving you low rates, a speedy approval process and unbeatable personalised service. The care and service you’ll get as an Illawarra Home Loans customer is backed by over 30 years experience.
Rest assured, you’re in great hands.
Buying your first home
Buying your first home has never been easier with our range of home loans options.
Moving or upgrading
Looking at moving or ugrading your home? We can help.
Investing in property
We specialise in loans for investment properties.
Refinancing your loan
Refinancing is easy when you use Illawarra Home Loans.
Apply now
Why wait? Contact us now to have a chat.
JSB FInancial
Find the best financial fit for you with a range of services from business to personal loans, big and small.
Click through to the JSB website here.
We are mortgage brokers. Find out more.
Find out moreClient Testimonials
Don’t take our word for it – here’s what our clients say:

Di
Without the professional help and ongoing support of Illawarra Home Loans securing my loan and in fact my unit would not have been as easy a transaction as it was. I strongly recommend Illawarra Home Loans.

Michael
Illawarra Home Loans’ people were great! They kept us informed throughout the application process and even helped us through settlement – they could always explain the legal jargon in ways we could understand.

Rob & Julie
…they helped us out with every thing; arranging the First Home Owners Grant, arranging insurance and they came to visit us if we couldn’t make it in to their offices – even after hours and on weekends. They provide a level service that you just don’t get from the banks.

Ian & Karen
…we would recommend PCL Finance anytime, they work very hard and fast for their clients, and always keep to their word in every way and any situation.