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Real life self-employed customers we can help

This is Elsa, a real life borrower who achieved her goal with an alternative home loan solution. Elsa had worked really hard to get her personal training business up and running. Things were going well and she was feeling ready to buy her own place. But because she’d only been in business 6 months, her…
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Are you paying too much for your business finance or home mortgage?

In Australia we have a competitive finance industry and have a rich variety of finance deals available from many different lenders. Are you confident that you have found the best loan deal on the market? You could well be paying more than you need to for your business or home loan. Many Australian homes and…
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The terms and conditions of a loan may be just as important to certain borrowers as the interest rate.

When looking for home loan that offers the best interest rate, many people will enlist the services of a mortgage broker. However, obtaining a loan with a better interest rate is only one side of the story. The terms and conditions that go with the loan can also be very important. A mortgage broker such…
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Should you get a variable or fixed rate home loan?

When you take out a home loan, you normally choose between a fixed interest rate or variable interest rate. With a fixed interest rate home loan your interest rate is locked in for a certain period. For example it could be over 5 years. This means that your loan repayments will remain the same over…
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What are the advantages of using a Mortgage Broker?

It can be an difficult process trying to find a loan with a competitive rate and conditions that best suit your needs. With so many lenders in the industry and different loan offerings it is hard to be sure that you are getting the best deal available that fits your requirements. More and more people…
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Research reveals high satisfaction with mortgage brokers

New independent research has revealed most people who have sourced mortgages through brokers are satisfied with almost every aspect of the transaction. The Finance Brokers Association of Australia (FBAA) commissioned the research project through finance industry researchers MyNextAdvice to gauge the level of satisfaction with clients who had settled on mortgages obtained through FBAA members.…
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Mortgage Brokers increase competition and choice, driving lower interest rates

A Deloitte Access Economics report released 24 July, 2018 has found that mortgage brokers drive more competitive mortgage pricing, provide valuable services and greater choice for consumers. The average mortgage broker has access to 34 different home loan lenders, and of these they use an average of 10 lenders to settle loans based on their…
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Should you use a bank or a finance broker?

The banking royal commission has drawn attention to some serious problems between the banks and their customers. Evidence to the Royal Commission has shown patterns of illegal behaviour by financial institutions. Last month the corporate regulator ASIC revealed banks and others in the financial services sector would have to refund up to $850 million that…
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16 tips for property success

Ask successful people what they’d wished they’d been told when they were younger. That’s exactly what I did with these successful property professionals and here’s what they said. Kate Forbes – National Director Metropole Property Strategists Invest in yourself first Your best investment by far will always be in yourself as what you can achieve…
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Statement by Philip Lowe, Governor: Monetary Policy Decision

Date1 May 2018 At its meeting today, the Board decided to leave the cash rate unchanged at 1.50 per cent. The global economy has strengthened over the past year. A number of advanced economies are growing at an above-trend rate and unemployment rates are low. The Chinese economy continues to grow solidly, with the authorities…
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